Insurance can baffle some people. They know they need it and why they need it, but where to start? Something like home and contents insurance, which can be quite complex can be a bit of an ordeal to understand. In terms of coverage requirements and contains multiple elements to be insured the sheer number of [...]
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Sometimes, paranoia is good for you. You can be just about to do something unwise or actively dangerous, and the suspicions kick in. What if? you ask yourself. And this hesitation saves you from making a mistake. So what’s the problem here? Well, some men are alarmed by all the stories going around the news [...]
Some research indicates that America is one of the most uninsured countries in the world when it comes to auto insurance, and one of the main reasons this is lies in how expensive auto insurance is these days. The fact is that America is in a recession, and many Americans can barely put food on [...]
Go back twelve months and there were a few experimental policies on offer for pay-as-you-drive (PAYD) policies. No one seemed to be taking them very seriously. Then, suddenly, they are being launched in more than thirty states with really high-profile campaigns in California. Why has this idea become so big so quickly, and is it [...]
We have to start with the clear understanding that insurance companies exist to make a profit. In a way, that is profit at the expense of our own misfortunes. But, no matter what you think about the morality, the practical necessity is to have some cover should anything go wrong. Except, of course, teams of [...]
The months cycle round every year and our traditions have it the summer season starts with Memorial Day and ends on Labor Day, when we take to the roads in our millions for weekend breaks and longer holidays. This makes this period one of the peaks for accidents. In 2009, the US Police Departments recorded [...]